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El credito fiscal federal residencial desaparecio. Aqui estan todos los incentivos que aun existen en NJ, lo que realmente cuesta la energia solar y si todavia tiene sentido financiero — con datos reales.
Importante: El credito fiscal solar federal del 30% (Seccion 25D) vencio el 31 de diciembre de 2025.
Muchos sitios web aun anuncian este credito. Los propietarios que compran solar con efectivo o prestamo en 2026 reciben $0 en creditos fiscales federales. Esta guia refleja solo los incentivos precisos de 2026. Que paso con el credito
NJ sigue siendo uno de los mejores estados para energia solar a pesar del credito fiscal 25D expirado. Los pagos SREC-II ($85.9/MWh por 15 anos) generan ~$9,600 para un sistema tipico. Combinado con medicion neta 1:1 (~$0.26/kWh), exencion de impuesto de ventas del 6.625% (~$2,200), exencion de impuesto de propiedad del 100% (enorme con el impuesto de propiedad promedio de $9,500 de NJ) y solar comunitario CSEP, un sistema tipico se paga en 7-9 anos y ahorra $85,000+ en 25 anos.
Costo Promedio
$36K-$41K
Sistema de 13kW
Recuperacion
8 anos
Compra en efectivo
Ahorros 25 Anos
$85,000+
vs facturas electricas
SREC-II (15 anos)
~$9,600
$85.9/MWh
El credito fiscal residencial del 30% se fue. Aqui esta exactamente lo que eso significa para los propietarios de NJ — y por que NJ todavia funciona.
Perspectiva Clave para 2026
NJ sigue funcionando porque los incentivos estatales son fuertes. SREC-II, medicion neta 1:1, y las exenciones de impuestos reemplazan gran parte del valor del ITC perdido. Las opciones de arrendamiento/PPA son mas atractivas que nunca porque el propietario tercero aun puede reclamar el ITC del 30%. Mas sobre solar sin credito fiscal
El credito federal se fue, pero NJ tiene una de las pilas de incentivos solares mas fuertes del pais. Aqui esta cada programa que puede usar en 2026, y los que no.
$85.9/MWh for 15 years = ~$9,600 for 8kW
The Successor Solar Incentive (SuSI) / Administratively Determined Incentive (ADI) pays $85.9/MWh (EY2025-26) for residential net-metered systems. Payments are quarterly for 15 years. For a typical 13kW system producing ~14,700 kWh/year, that is approximately $765/year or $9,600+ over 15 years.
1:1 retail rate credit (~$0.26/kWh), monthly rollover, annual true-up
New Jersey offers true 1:1 net metering for systems up to 5 MW. Excess solar credits roll over monthly at the full retail rate. At annual true-up, remaining credits are paid out at the avoided-cost (wholesale) rate. PSE&G, JCP&L, ACE, and RECO all participate.
6.625% saved = ~$2,200 on a $33K system
All solar energy equipment and installation labor is exempt from NJ's 6.625% sales tax. On a $33,000 system, this saves approximately $2,200 that you never have to pay. Applied automatically at purchase.
100% exempt — solar adds $0 to your assessment
Solar installations are 100% exempt from NJ property tax. This is especially significant because NJ has the highest average property taxes in the United States (~$9,500/year). Without this exemption, a $38K solar system could add ~$850/year to your property tax bill.
10-40% bill savings, no rooftop needed, 51% LMI set-aside
The Community Solar Energy Program (CSEP) allows NJ residents to subscribe to a local solar farm and receive bill credits. No installation on your property. 750+ MW capacity (expanded May 2025). 51% of capacity reserved for low-to-moderate income households. Available through PSE&G, JCP&L, ACE, and RECO.
$0 — Expired December 31, 2025
Section 25D expired under the OBBBA (signed July 4, 2025). Homeowners who purchase solar with cash or a loan receive $0 in federal tax credits in 2026. Third-party owned systems (lease/PPA) still qualify for 30% under Section 48/48E — the financing company claims the credit, not the homeowner.
Up to $8,000 — PENDING in NJ
The Home Energy Assessment Rebate (HEAR) program offers up to $8,000 for income-qualified households. New Jersey has NOT yet launched this program — it is still pending. Do not rely on HEAR in your 2026 solar planning.
| Incentivo | Tipo | Valor Estimado |
|---|---|---|
| SREC-II / ADI (15 years) | Pago trimestral | ~$9,600 |
| Medicion Neta (25 anos) | Credito en factura | ~$85,000 |
| Exencion Imp. Ventas | Ahorro unico | ~$2,200 |
| Exencion Imp. Propiedad (25 anos) | Ahorro anual | ~$21,250 |
| ITC Federal (25D) | VENCIDO | $0 |
Valores estimados basados en un sistema de 13 kW a $2.95/W, tarifa de $0.26/kWh, ADI de $85.90/MWh. Los valores reales varian segun el tamano del sistema, la orientacion del techo y la tarifa de su compania electrica.
Datos de precios reales del mercado EnergySage e instalaciones de NuWatt. Sin numeros inflados.
Rango de Precio NJ
$2.75-$3.15/watt
Antes de incentivos, completamente instalado
Promedio NJ
$2.95/watt
Punto medio del mercado
Sistema Tipico de 8kW
$22,000-$25,200
Antes de incentivos
Basado en $2.95/W promedio. Precios antes de incentivos.
| Tamano | Paneles (~400W) | Costo Total | Produccion Anual | SREC-II / ano | Ahorro Anual NM |
|---|---|---|---|---|---|
| 6 kW | 15 | $17,700 | 6,780 kWh | $583 | $1,763 |
| 8 kW | 20 | $23,600 | 9,040 kWh | $777 | $2,350 |
| 10 kW | 25 | $29,500 | 11,300 kWh | $971 | $2,938 |
| 13 kWProm. NJ | 33 | $38,350 | 14,690 kWh | $1,262 | $3,819 |
| 15 kW | 38 | $44,250 | 16,950 kWh | $1,457 | $4,407 |
| 20 kW | 50 | $59,000 | 22,600 kWh | $1,942 | $5,876 |
Produccion anual basada en 4.2 horas pico de sol/dia. Ahorros NM basados en tarifa minorista de $0.26/kWh (PSE&G). SREC-II basado en $85.9/MWh (EY2025-26). Los valores reales varian por orientacion del techo, sombra y eficiencia.
Cinco caminos hacia la energia solar en NJ. Cada uno tiene ventajas y desventajas diferentes en la era post-ITC.
Maximum long-term savings
Costo Inicial
$36K-$41K (13 kW)
Mensual
$0/mo after payback
Recuperacion
7-9 years via SREC-II + net metering
Ahorro 25 anos
$85,000+
Ventajas
Desventajas
$0 down with ownership benefits
Costo Inicial
$0 down (typically)
Mensual
$200-$350/mo (10-15 yr term)
Recuperacion
9-11 years (with payments)
Ahorro 25 anos
$65,000+
Ventajas
Desventajas
Immediate savings, no upfront cost
Costo Inicial
$0
Mensual
Per-kWh rate (10-20% below retail)
Recuperacion
Savings from month 1
Ahorro 25 anos
$35,000-$55,000
Ventajas
Desventajas
Predictable monthly costs
Costo Inicial
$0
Mensual
Fixed monthly payment
Recuperacion
Savings from month 1
Ahorro 25 anos
$35,000-$55,000
Ventajas
Desventajas
Renters, condos, shaded roofs
Costo Inicial
$0
Mensual
Subscription (offset by credits)
Recuperacion
Savings from month 1
Ahorro 25 anos
10-40% bill savings ongoing
Ventajas
Desventajas
Estime su retorno de inversion con ingresos SREC-II, creditos de medicion neta, exenciones de impuestos y comparacion de financiamiento. Refleja la realidad post-25D de 2026.
Estime su retorno de inversion solar con ingresos SREC-II, creditos de medicion neta y exenciones de impuestos de NJ.
Credito Fiscal Solar Residencial Federal (Seccion 25D) Vencido
Los propietarios que compran solar con efectivo o prestamo reciben $0 en creditos fiscales federales. La Seccion 25D vencio el 31 de diciembre de 2025.
Northern and central NJ (largest utility)
Tarifa Electrica
$0.26/kWh
Medicion Neta
1:1 retail credit
Tasa SREC-II
$85.90/MWh
Interconexion
2-4 weeks typical
NJ tiene los impuestos de propiedad mas altos de EE.UU.
Periodo de Recuperacion
6.1
anos
Ahorros a 25 Anos
$118,441
total
Beneficio Mensual
$486
por mes
Estimaciones basadas en precios solares promedio de NJ 2026, tasa ADI de $85.90/MWh (EY2025-26), medicion neta 1:1 a tarifa minorista, exencion de impuesto de ventas del 6.625% y exencion de impuesto de propiedad del 100%. La Seccion 25D ITC residencial vencio Dic 31, 2025 — $0 credito fiscal federal para compras con efectivo/prestamo.
Las cuatro companias electricas de NJ ofrecen medicion neta 1:1. Aqui esta como se comparan para solar.
| Compania | Tarifa | Medicion Neta | Interconexion | CSEP (MW) | Territorio |
|---|---|---|---|---|---|
| PSE&G | $0.26/kWh | 1:1 retail credit | 2-4 weeks typical | 144 | Northern and central NJ (largest utility) |
| JCP&L (FirstEnergy) | $0.26/kWh | 1:1 retail credit | 3-6 weeks typical | 72 | Central and western NJ |
| Atlantic City Electric | $0.25/kWh | 1:1 retail credit | 2-4 weeks typical | 30 | Southern NJ and Shore communities |
| Rockland Electric (RECO) | $0.27/kWh | 1:1 retail credit | 2-3 weeks typical | 4 | Northwestern NJ (Bergen/Passaic border) |
Todas las companias ofrecen medicion neta 1:1 a tarifa minorista para sistemas hasta 5 MW. Las tarifas son promedios residenciales a febrero 2026.
NJ tiene una de las mejores politicas de medicion neta del pais — credito 1:1 a tarifa minorista. Esto es critico para la economia solar post-ITC.
Sus paneles producen electricidad durante el dia
El exceso se exporta a la red — obtiene credito 1:1 a tarifa minorista
Los creditos se acumulan mes a mes
En la liquidacion anual, el exceso restante se paga a tarifa mayorista (~$0.04/kWh)
Urgencia: Posibles Cambios en Medicion Neta
Hay discusiones en curso sobre una posible reestructuracion de la medicion neta en NJ. Los sistemas instalados bajo las reglas actuales se mantendran con derechos adquiridos. Asegurar las condiciones actuales de medicion neta 1:1 es una razon fuerte para instalar solar antes.
El ADI (Incentivo Determinado Administrativamente) — parte del programa SuSI — paga a los propietarios de solar de NJ trimestralmente durante 15 anos. Esto reemplaza gran parte del valor del ITC perdido.
Tasa Actual (EY2025-26)
$85.9/MWh
Duracion
15 anos
Pagos trimestrales
Ingreso Tipico de 13kW
~$9,600
durante 15 anos
EY2024-25 (vencido)
$90.91/MWh
EY2025-26 (actual)
$85.9/MWh
EY2026-27 (proximo)
$95.23/MWh
Disminucion Programada: March 13, 2026
Una disminucion automatica del 10% esta programada para el March 13, 2026. El BPU de NJ tiene autoridad para intervenir antes de esta fecha. Monitoree los anuncios del BPU de NJ para la ultima decision.
No puede instalar paneles en su techo? El CSEP de NJ le permite suscribirse a una granja solar local y ahorrar 10-40% en su factura — sin instalacion.
Profundice en temas especificos de solar en NJ. Cada guia esta actualizada para 2026 y refleja la realidad post-ITC.
How SREC-II works, current rates, 15-year payment structure, and the March 2026 rate decrease.
How to subscribe, 10-40% bill savings, LMI set-aside, and available projects by utility.
1:1 retail credit, monthly rollover, annual true-up, and potential policy changes.
Current pricing by system size, city-level cost data, and factors affecting your quote.
Why NJ solar still works post-ITC, and how SREC-II + net metering fill the gap.
6.625% sales tax exemption and 100% property tax exemption explained.
Compare utility rates, net metering credits, interconnection timelines, and CSEP allocation.
Side-by-side financing comparison for NJ in 2026 — who claims what, payback timelines.
Find your NJ utility, rate, net metering terms, and community solar options by ZIP code.
Commercial ITC (Section 48), ADI rates for non-residential, and NJ commercial incentives.
Centro de Energia de Nueva Jersey
Solar, bombas de calor, y guias de companias electricas
Las preguntas mas comunes sobre solar en Nueva Jersey despues de la expiracion del ITC.
Yes. NJ has some of the strongest state-level solar incentives in the country. SREC-II payments ($85.90/MWh for 15 years) generate approximately $9,600 for a typical system. Combined with 1:1 net metering (~$0.26/kWh retail credit), 6.625% sales tax exemption (~$2,200 saved), and 100% property tax exemption (critical in a state with $9,500/year average property taxes), a typical 13kW system pays for itself in 7-9 years and saves $85,000+ over 25 years — even with $0 federal tax credit.
SREC-II (officially called the Administratively Determined Incentive or ADI, part of the Successor Solar Incentive program) pays NJ solar owners $85.90 per megawatt-hour (MWh) for the current energy year (EY2025-26). Payments are quarterly for 15 years. A typical 13kW system producing about 14,700 kWh/year earns approximately $765/year or $9,600+ over 15 years. The rate is set by the NJ Board of Public Utilities (BPU).
NJ offers 1:1 retail rate net metering for systems up to 5 MW. When your solar panels produce more electricity than you use, excess energy is exported to the grid and you receive a credit at the full retail rate (typically $0.25-$0.27/kWh depending on your utility). Credits roll over monthly. At your annual true-up, any remaining excess credits are paid out at the lower avoided-cost (wholesale) rate. All four NJ utilities — PSE&G, JCP&L, ACE, and RECO — participate.
The residential solar tax credit (Section 25D) expired on December 31, 2025, under the One Big Beautiful Bill Act (OBBBA) signed July 4, 2025. Homeowners who purchase solar with cash or a loan in 2026 receive $0 in federal tax credits. However, third-party owned systems (lease or PPA) still qualify for 30% under the commercial ITC (Section 48/48E), because the financing company — not the homeowner — claims the credit.
Solar panels in NJ cost an average of $2.75-$3.15 per watt installed. For a typical 13kW system, that is approximately $36,000-$41,000 before state incentives. After the 6.625% sales tax exemption (~$2,200 savings) and factoring in SREC-II income ($9,600+ over 15 years), net metering credits, and property tax exemption, the effective cost is significantly lower. NJ has no upfront state rebate — the value comes through ongoing SREC-II payments and tax exemptions.
Yes. When you lease solar panels or sign a PPA (Power Purchase Agreement), a third-party company owns the system and claims the 30% commercial ITC under Section 48/48E. This credit lowers their cost, which is passed to you as a lower monthly payment or per-kWh rate. You do not claim any federal credit yourself, but you benefit from it through reduced pricing. The third-party system owner — not the installer — claims the credit. Section 48/48E remains available for projects beginning construction before July 4, 2026.
New Jersey has one of the largest community solar programs in the country — the Community Solar Energy Program (CSEP). With 750+ MW of capacity (expanded May 2025), CSEP lets you subscribe to a local solar farm and receive bill credits of 10-40%. No rooftop installation needed. 51% of capacity is reserved for low-to-moderate income (LMI) households. Available in all four utility territories: PSE&G, JCP&L, ACE, and RECO. Ideal for renters, condo owners, or anyone with a shaded roof.
All four NJ utilities offer identical 1:1 retail rate net metering, so the differences are minor. PSE&G and JCP&L have the largest service territories and most installer competition (potentially lower prices). RECO has a slightly higher retail rate ($0.27/kWh), meaning slightly higher net metering credits. ACE serves southern NJ where peak sun hours are marginally higher. For community solar, PSE&G has the largest CSEP allocation (144 MW). In practice, your utility does not make or break the solar decision — NJ incentives are strong across all territories.
For a cash purchase of a typical 13kW system, payback is approximately 7-9 years. This comes from SREC-II income (~$765/year), net metering savings (~$3,400/year at $0.26/kWh), and property tax savings (~$850/year). The 6.625% sales tax exemption (~$2,200) reduces upfront cost immediately. After payback, you enjoy 16-18 more years of essentially free electricity plus SREC-II income (for the first 15 years).
There are ongoing discussions about potential net metering restructuring in NJ, but no confirmed changes for 2026. Current 1:1 retail rate net metering remains in effect. Systems installed under current rules are expected to be grandfathered if any changes occur. This uncertainty is actually a strong reason to install solar sooner — locking in current favorable net metering terms before any potential policy changes.
The ADI program has a 10% automatic rate decrease scheduled for March 13, 2026. This would drop the residential net-metered rate from $85.90/MWh. However, the NJ BPU has authority to intervene before this date to prevent or modify the decrease. The upcoming EY2026-27 rate is projected at $95.23/MWh. Monitor NJ BPU announcements for the latest decision.
NJ does not have a dedicated statewide battery storage rebate like some other states, but battery storage paired with solar benefits from net metering (store excess for evening use), backup power value (NJ is prone to storms), and potential future programs. Community solar subscribers do not need batteries. For rooftop solar owners, a battery can maximize self-consumption and provide outage protection.
NJ law exempts 100% of the added value from solar installations from property tax assessment. This is significant because NJ has the highest average property taxes in the country (~$9,500/year). Without this exemption, a $38,000 solar system could add approximately $850/year to your property tax bill. The exemption is automatic — your solar installation adds $0 to your assessed property value for the life of the system.
NJ offers multiple alternatives. Community solar (CSEP) lets you subscribe to a local solar farm with no rooftop installation — savings of 10-40% on your electric bill. Ground-mounted systems are an option if you have yard space. Carport solar is available for larger properties. If your roof needs replacement first, many installers offer combined roof-and-solar packages that can be financed together.
Con SREC-II ($85.9/MWh por 15 anos), medicion neta 1:1, y exenciones de impuestos, NJ sigue siendo uno de los mejores estados para solar — incluso sin el credito fiscal federal.