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NuWatt designs, installs, and manages solar, battery, heat pump, and EV charger systems across 9 states. One company, one warranty, one point of contact.
Get a Free QuoteCamden offers some of NJ's lowest solar costs with strong LMI access programs and community solar. A typical 5 kW system costs ~$13,650 — with no federal tax credit in 2026.
2026 Reality: The 30% federal tax credit expired for homeowners. All Camden solar costs in this guide reflect $0 federal credit. Details
A typical 5 kW solar system in Camden costs ~$13,650 before incentives. Camden is in PSE&G territory at $0.18/kWh with a $900 instant rebate. With SREC-II income of ~$515/yr and LMI access programs, solar pays for itself in ~8.8 years.
Cost Range
$2.6–$2.85/W
Fully installed
Payback
8.8 yrs
Cash purchase
SREC-II
$515/yr
Annual income
PSE&G Rebate
$900
Instant rebate
Costs for different system sizes in Camden. Prices reflect some of the lowest in NJ thanks to competitive labor costs and a growing installer presence in South Jersey.
| System Size | Low Cost | High Cost | SREC-II | Best For |
|---|---|---|---|---|
| 3 kW | $7,800 | $8,550 | ~$310/yr | Small rowhouse |
| 5 kW | $13,000 | $14,250 | ~$515/yr | Average city home |
| 7 kW | $18,200 | $19,950 | ~$720/yr | Larger single-family |
| 9 kW | $23,400 | $25,650 | ~$925/yr | High usage home |
New Jersey's SREC-II program pays solar system owners for every MWh generated. Payments last 15 years from system activation.
Annual SREC-II (5 kW)
~$515
Based on ~6.5 MWh/yr production
15-Year SREC-II Total
~$7,725
Guaranteed program income
Annual Production
~6,500 kWh
~4.6 peak sun hours/day
Camden is a revitalizing city with strong equitable clean energy access programs. Multiple pathways make solar accessible regardless of housing type or income level.
51% of CSEP capacity reserved for low-to-moderate income
No upfront cost, no roof requirement
Save 10-20% on your PSE&G bill
Cancel if you move — no long-term lock-in
New waterfront construction with modern, solar-ready roofs
Economic development zones may offer additional incentives
Lower property values = lower relative cost for maximum ROI
NJ Comfort Partners for free energy efficiency upgrades
PSE&G credits excess solar at the full retail rate of $0.18/kWh. Credits roll over monthly and true up annually.
~$1,170/yr
Annual electricity savings
Camden averages ~$2,800 in property taxes. NJ exempts 100% of solar-added value from property taxes for the system lifetime.
Up to $13,650 of added home value exempt
Lifetime exemption
NJ exempts solar energy systems from the 6.625% state sales tax. Immediate savings at purchase.
~$904
Sales tax savings on $13.6K system
Four ways to access solar in Camden — with emphasis on $0-down programs for low-to-moderate income residents.
Upfront
~$13,650
Monthly
$0
25-yr Savings
~$42K
Ownership
You own it
Best long-term ROI. Payback ~8.8 years with SREC-II income.
Upfront
$0
Monthly
~$110–145/mo
25-yr Savings
~$25–35K
Ownership
You own it
10-25 year terms. SREC-II income helps offset monthly payments.
Upfront
$0
Monthly
Fixed rate ~$0.12–0.15/kWh
25-yr Savings
~$12–18K
Ownership
Third party owns
Third-party owner claims Section 48 ITC. You buy power at a discount.
Upfront
$0
Monthly
Bill credits
25-yr Savings
~$10–18K
Ownership
Shared farm
51% of NJ CSEP capacity reserved for LMI. No roof needed, no upfront cost.
Section 25D (the 30% residential solar tax credit) expired December 31, 2025. Camden homeowners buying cash or loan receive $0 in federal credit. However, PPAs, leases, and community solar farms benefit from the commercial Section 48 ITC — which translates to lower rates for subscribers.
Read: What happened to the solar tax creditSolar panels in Camden cost $2.60-2.85 per watt installed in 2026. For a typical 5 kW system, that is approximately $13,650 before state incentives. Camden has some of the lowest solar costs in NJ due to competitive labor costs and smaller average system sizes. There is no federal tax credit — the 30% Section 25D credit expired December 31, 2025.
Camden residents who qualify as low-to-moderate income (LMI) can access several programs: NJ CSEP community solar with 51% LMI capacity carve-out, NJ Comfort Partners for free weatherization and energy efficiency upgrades, and PPAs/leases where a third-party owner claims the commercial ITC, passing savings to you. These programs require no upfront investment.
Community solar is an excellent option for Camden, where many residents live in rowhouses, apartments, and rental properties. Through NJ CSEP, you subscribe to a local solar farm and receive credits on your PSE&G bill — typically saving 10-20%. The program is particularly strong in Camden because 51% of capacity is reserved for LMI subscribers, and there is no upfront cost or roof requirement.
Camden's waterfront revitalization has brought new construction and updated infrastructure to neighborhoods along the Delaware River. Newer buildings often have modern roofs well-suited for solar, and the city's economic development zones may offer additional clean energy incentives. The combination of lower property values, strong state incentives, and community solar makes Camden a surprisingly strong solar market.
Solar in Camden has a payback period of approximately 8.8 years for a cash purchase. This factors in PSE&G electricity savings at $0.18/kWh, SREC-II income of ~$515/year, the $900 PSE&G rebate, and tax exemptions. Over 25 years, a typical 5 kW system saves approximately $42,000.
Yes. Renters in Camden can access solar through NJ's Community Solar Energy Program (CSEP). You subscribe to a portion of a local solar farm and receive bill credits on your PSE&G account — typically saving 10-20%. No landlord permission is needed, there is no upfront cost, and you can cancel if you move. This is the recommended path for Camden renters.
No. The 30% federal solar tax credit (Section 25D) expired for homeowners on December 31, 2025. All cost and savings figures in this guide reflect $0 federal credit. However, PPAs, leases, and community solar farms benefit from the commercial Section 48 ITC claimed by the system owner — which translates to lower rates for subscribers.
We will assess your specific situation — whether rooftop solar or community solar — to show you the best path to savings in Camden.
Statewide solar costs, incentives, and payback for all NJ homeowners.
Read moreComplete guide to NJ community solar — ideal for Camden renters and LMI households.
Read moreComplete hub for NJ solar, heat pumps, and utility resources.
Read morePricing: EnergySage Solar Marketplace (January 2026), NuWatt Energy NJ installations.
Utility rates: PSE&G residential rate schedule, effective January 2026.
SREC-II: NJ Board of Public Utilities, SuSI/ADI program guidelines.
Tax exemptions: NJ Division of Taxation, property tax exemption for renewable energy systems.
Community Solar: NJ CSEP program rules, LMI allocation requirements.