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Get a Free QuoteHackensack, the Bergen County seat, offers affordable solar with SREC-II income and full tax exemptions. A typical 7 kW system costs ~$20,860 — with no federal tax credit in 2026.
2026 Reality: The 30% federal tax credit expired for homeowners. All Hackensack solar costs in this guide reflect $0 federal credit. Details
A typical 7 kW solar system in Hackensack costs ~$20,860 before incentives. Hackensack is in PSE&G territory at $0.18/kWh. With SREC-II income of ~$720/yr and full retail net metering, solar pays for itself in ~8.9 years and saves ~$72,000 over 25 years.
Cost Range
$2.8–$3.15/W
Fully installed
Payback
8.9 yrs
Cash purchase
SREC-II
$720/yr
Annual income
PSE&G Rate
$0.18
Per kWh
Costs for different system sizes in Hackensack. Prices reflect typical Bergen County installation conditions.
| System Size | Low Cost | High Cost | SREC-II | Best For |
|---|---|---|---|---|
| 5 kW | $14,000 | $15,750 | ~$515/yr | Condo / smaller home |
| 7 kW | $19,600 | $22,050 | ~$720/yr | Average single-family |
| 9 kW | $25,200 | $28,350 | ~$930/yr | Larger Bergen County home |
| 10 kW | $28,000 | $31,500 | ~$1,030/yr | High usage / EV owner |
New Jersey's SREC-II program pays solar system owners for every MWh generated. Payments last 15 years from system activation.
Annual SREC-II (7 kW)
~$720
Based on ~9.0 MWh/yr production
15-Year SREC-II Total
~$10,800
Guaranteed program income
Annual Production
~9,000 kWh
~4.5 peak sun hours/day
PSE&G credits excess solar at the full retail rate of $0.18/kWh. Credits roll over monthly and true up annually.
~$1,620/yr
Annual electricity savings
Hackensack averages ~$9,800 in property taxes. NJ exempts 100% of solar-added value from property taxes for the system lifetime.
Up to $20,860 of added home value exempt
Lifetime exemption
NJ exempts solar energy systems from the 6.625% state sales tax. Immediate savings at purchase.
~$1,382
Sales tax savings on $21K system
Four ways to pay for solar in Hackensack. PPAs and leases offer $0 down because the system owner (not you) claims the commercial tax credit.
Upfront
~$20,860
Monthly
$0
25-yr Savings
~$72K
Ownership
You own it
Best long-term ROI. Payback ~8.9 years with SREC-II.
Upfront
$0
Monthly
~$165–215/mo
25-yr Savings
~$48–60K
Ownership
You own it
10–25 year terms. SREC-II income offsets monthly payments.
Upfront
$0
Monthly
Fixed rate ~$0.12–0.16/kWh
25-yr Savings
~$18–28K
Ownership
Third party owns
Third-party owner claims Section 48 ITC. You buy power at a discount.
Upfront
$0
Monthly
~$85–120/mo
25-yr Savings
~$15–22K
Ownership
Third party owns
Fixed monthly payment. No maintenance responsibility.
Section 25D (the 30% residential solar tax credit) expired December 31, 2025. Hackensack homeowners buying cash or loan receive $0 in federal credit. Third-party system owners (PPA/lease) can still claim the commercial Section 48 ITC — which translates to lower PPA rates for you.
Read: What happened to the solar tax creditAs the Bergen County seat, Hackensack benefits from a high density of experienced solar installers and well-established permitting processes.
Bergen County seat — streamlined solar permitting
Mix of suburban and urban residential housing
PSE&G at $0.18/kWh with full retail net metering
Strong solar adoption across Bergen County
Community solar available for renters and condos
Cannot install rooftop solar? Community solar is an excellent alternative for Hackensack residents. Save 10-20% on your bill with no installation required.
NJ Community Solar GuideSolar panels in Hackensack cost $2.80-3.15 per watt installed in 2026. For a typical 7 kW system, that is approximately $20,860 before state incentives. There is no federal tax credit for homeowners — the 30% Section 25D credit expired December 31, 2025.
Hackensack homeowners benefit from NJ SREC-II income (~$720/yr for a 7 kW system over 15 years), 100% property tax exemption on solar-added value, sales tax exemption (saving ~$1,382), PSE&G net metering at full retail rate, and a $900 PSE&G instant rebate. There is no federal tax credit for homeowners in 2026.
Hackensack is in PSE&G territory. PSE&G serves most of Bergen County and offers net metering at the full retail rate of $0.18/kWh. PSE&G also provides a $900 instant rebate for qualifying residential solar installations. Interconnection approval typically takes 2-4 weeks.
New Jersey provides a 100% property tax exemption for solar-added home value. In Hackensack, where average property taxes are approximately $9,800/year, this means your solar system adds ~$20,860 in home value with zero additional property tax. The exemption lasts for the life of the system.
Solar in Hackensack has a payback period of approximately 8.9 years for a cash purchase. This factors in PSE&G electricity savings, SREC-II income of ~$720/year, and the property/sales tax exemptions. Over 25 years, a typical 7 kW system saves approximately $72,000.
Yes. Community solar through NJ's CSEP program is available for Hackensack residents who cannot install rooftop solar — including renters, condo owners, and those with shaded roofs. You subscribe to a portion of a local solar farm and receive credits on your PSE&G bill, typically saving 10-20% on electricity costs.
Yes, but older homes may need a roof assessment first. Hackensack has many homes built in the 1950s-1970s that may need roof replacement before solar installation. Many installers offer roof+solar packages. Once installed, panels typically last 25-30 years. The Bergen County seat area has good sun exposure despite being in a suburban-urban setting.
We will assess your specific Hackensack roof, energy usage, and PSE&G rate to show you exactly what solar costs and saves for your home.
Pricing: EnergySage Solar Marketplace (January 2026), NuWatt Energy NJ installations.
Utility rates: PSE&G residential rate schedule, effective January 2026.
SREC-II: NJ Board of Public Utilities, SuSI/ADI program guidelines.
Tax exemptions: NJ Division of Taxation, property tax exemption for renewable energy systems.