Massachusetts

Heat Pumps in Massachusetts

Save up to $2,300/year vs oil & gas heating. Mass Save rebate up to $8,500. Plus HEAR rebates up to $8,000 for qualifying households.

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$2,300/yr

Annual savings vs oil

$8,500

Mass Save rebate

2–6 yrs

Payback period

$0.33/kWh

Electric rate

Heat Pumps for Massachusetts's Climate

Climate Considerations

Cold winters with design temps of 5°F to -5°F. Cold-climate heat pumps are essential.

Cold-climate heat pumps (ccASHP) required for Massachusetts. Standard models lose too much capacity below 20°F.

Top Brands for Massachusetts

Based on Massachusetts's climate and our installation experience, we recommend:

Mitsubishi Hyper-Heat
Carrier Greenspeed
Fujitsu Halcyon XLTH

Heating Cost Comparison in Massachusetts

Annual heating cost for a typical 2,000 sq ft home in Massachusetts.

Heating Oil

$3,400

/year at $4.2/gal

Propane

$2,890

/year at $3.5/gal

Natural Gas

$1,870

/year at $1.85/therm

Heat Pump

$1,100

/year at $0.33/kWh

With solar panels, heat pump operating cost drops to near zero.

Massachusetts Heat Pump Incentives (2026)

Federal 25C Tax Credit

Expired

The federal 25C energy efficient home improvement credit expired December 31, 2025. Previously offered 30% up to $2,000 for heat pumps.

Mass Save

Up to $8,500

Mass Save whole-home heat pump rebate up to $8,500 ($2,650/ton). Free home energy assessment included.

HEAR Rebates

Income-Qualified

Home Electrification and Appliance Rebates: up to $8,000 for low-income or $4,000 for moderate-income households. Can be stacked with Mass Save rebate. NuWatt handles the qualification and application process.

Your Estimated Net Cost

Without income rebates

$4,000–$13,500

With HEAR (low-income)

$2,000–$5,500

What NuWatt Installs in Massachusetts

Ducted Systems

For homes with existing ductwork. Replaces your furnace and uses your current ducts. Brands: Carrier Greenspeed, Bosch IDS 2.0, Daikin FIT.

Ductless Mini-Splits

For homes without ducts (radiators, baseboard). Wall-mounted indoor units with minimal installation disruption. Brands: Mitsubishi, Fujitsu, LG.

Hybrid/Dual-Fuel

Keep your existing furnace as backup while the heat pump handles 95%+ of heating. Best for homeowners who want a gradual transition.

Heat Pumps by Town in Massachusetts

299 towns with utility-specific data

Abington Acton Agawam Allston Amherst Andover Arlington Ashburnham Auburn Baldwinville Barnstable Bedford Belchertown Bellingham Belmont Berkley Berlin Beverly Billerica Blackstone Blandford Bolton Bondsville Boston Boxford Boylston Braintree Brewster Brighton Brimfield Brockton Brookfield Brookline Burlington Buzzards Bay Cambridge Canton Cataumet Centerville Charlestown Charlton Chatham Chelmsford Chelsea Cherry Valley Chester Chesterfield Chestnut Hill Chicopee Chilmark Clinton Concord Cotuit Danvers Dedham Dennis Dennis Port Dighton Dorchester Douglas Dover Dracut Dudley Duxbury East Boston East Brookfield East Dennis East Falmouth East Longmeadow East Orleans East Sandwich East Taunton East Walpole Eastham Easthampton Edgartown Everett Falmouth Feeding Hills Fiskdale Fitchburg Forestdale Foxborough Framingham Franklin Gardner Georgetown Gilbertville Gloucester Grafton Granby Granville Groton Groveland Hadley Halifax Hampden Hanover Hanscom AFB Hanson Hardwick Harwich Harwich Port Hatfield Haverhill Hingham Holbrook Holden Holland Holliston Holyoke Hopkinton Hubbardston Hudson Hull Huntington Hyannis Hyde Park Ipswich Jamaica Plain Kingston Lancaster Lawrence Leeds Leicester Leominster Lexington Lincoln Littleton Lowell Ludlow Lunenburg Lynn Lynnfield Malden Manchester Mansfield Marblehead Marlborough Marshfield Marstons Mills Mashpee Mattapan Maynard Medfield Medford Medway Melrose Menemsha Merrimac Methuen Middleborough Middleton Millbury Millis Millville Milton Monson Monument Beach Nahant Nantucket Natick New Braintree Newbury Newburyport Newton Norfolk North Andover North Attleborough North Brookfield North Chatham North Dighton North Eastham North Easton North Falmouth North Grafton North Oxford North Reading North Truro North Weymouth Northampton Northborough Northbridge Norwood Oak Bluffs Orleans Osterville Oxford Palmer Paxton Peabody Pembroke Pepperell Plymouth Pocasset Princeton Provincetown Quincy Randolph Raynham Reading Revere Rochdale Rockland Rockport Roslindale Rowley Russell Rutland Sagamore Sagamore Beach Salem Salisbury Sandwich Saugus Scituate Sharon Sherborn Shirley Shrewsbury Somerville South Boston South Chatham South Dennis South Easton South Grafton South Hadley South Hamilton South Harwich South Walpole South Wellfleet South Weymouth South Yarmouth Southampton Southborough Southbridge Southwick Spencer Springfield Sterling Stoneham Stoughton Sturbridge Sudbury Sutton Swampscott Taunton Templeton Tewksbury Topsfield Townsend Truro Upton Uxbridge Vineyard Haven Waban Wakefield Walpole Waltham Watertown Wayland Webster Wellesley Wellesley Hills Wellfleet Wenham West Barnstable West Boylston West Brookfield West Chatham West Dennis West Harwich West Hyannisport West Newbury West Roxbury West Springfield West Tisbury West Townsend West Yarmouth Westborough Westfield Westhampton Westminster Westwood Weymouth Whitinsville Whitman Wilbraham Williamsburg Wilmington Winchendon Winchester Winthrop Woburn Woods Hole Worcester Worthington Wrentham Yarmouth Port

Related Resources

Oil to Heat Pump Guide

Step-by-step transition guide for homeowners replacing oil or gas heating.

Whole-Home Electrification

Solar + battery + heat pump + EV charger — the full electrification package.

Solar in Massachusetts

Solar panel installation, pricing, and incentives for Massachusetts homeowners.

Heat Pump FAQ for Massachusetts

How much does a heat pump cost in Massachusetts?

A whole-home heat pump system in Massachusetts typically costs $12,000–$22,000 installed before rebates. With the Mass Save rebate of up to $8,500 plus income-qualified HEAR rebates (up to $8,000), net cost can be as low as $4,000–$13,500. Note: the federal 25C heat pump tax credit expired December 31, 2025.

What are the best heat pump brands for Massachusetts?

For Massachusetts's climate, we recommend Mitsubishi Hyper-Heat, Carrier Greenspeed, Fujitsu Halcyon XLTH. Cold-climate models are essential for Massachusetts winters — standard heat pumps lose too much capacity below 20°F.

How much can I save switching from oil & gas to a heat pump in Massachusetts?

A typical Massachusetts home switching from oil heating saves approximately $2,300 per year — from $3,400/year in oil to roughly $1,100/year with a heat pump. Savings are even greater when paired with solar panels, which can reduce heat pump operating costs to near zero.

Does Massachusetts require cold-climate heat pumps?

Yes. Massachusetts's winter design temperatures (cold winters with design temps of 5°f to -5°f) require cold-climate heat pumps (ccASHP) rated to operate below 0°F. Standard heat pumps lose significant capacity below 20°F and are not suitable for Massachusetts as the primary heating source.

What is the Mass Save heat pump rebate?

Mass Save whole-home heat pump rebate up to $8,500 ($2,650/ton). Free home energy assessment included. Additionally, income-qualified households may be eligible for HEAR (Home Electrification and Appliance Rebates) of up to $8,000 for low-income or $4,000 for moderate-income households.

Get a Heat Pump Quote for Massachusetts

Free assessment. We'll size your system, calculate savings vs oil & gas, and apply for your $8,500 Mass Save rebate.

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