New Jersey

Heat Pumps in New Jersey

Save up to $1,550/year vs natural gas heating. NJ Whole Home rebate up to $7,500. Plus HEAR rebates up to $8,000 for qualifying households.

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$1,550/yr

Annual savings vs oil

$7,500

NJ Whole Home rebate

3–10 yrs

Payback period

$0.2/kWh

Electric rate

Heat Pumps for New Jersey's Climate

Climate Considerations

Moderate winters with design temps around 10°F to 15°F. Standard or cold-climate models work well.

Top Brands for New Jersey

Based on New Jersey's climate and our installation experience, we recommend:

Daikin FIT
Bosch IDS 2.0
Carrier Greenspeed

Heating Cost Comparison in New Jersey

Annual heating cost for a typical 2,000 sq ft home in New Jersey.

Heating Oil

$2,200

/year at $3.7/gal

Propane

$1,870

/year at $3.2/gal

Natural Gas

$1,210

/year at $1.3/therm

Heat Pump

$650

/year at $0.2/kWh

With solar panels, heat pump operating cost drops to near zero.

New Jersey Heat Pump Incentives (2026)

Federal 25C Tax Credit

Expired

The federal 25C energy efficient home improvement credit expired December 31, 2025. Previously offered 30% up to $2,000 for heat pumps.

NJ Whole Home

Up to $7,500

NJ Whole Home electrification rebate up to $7,500 for heat pump installation.

HEAR Rebates

Income-Qualified

Home Electrification and Appliance Rebates: up to $8,000 for low-income or $4,000 for moderate-income households. Can be stacked with NJ Whole Home rebate. NuWatt handles the qualification and application process.

Your Estimated Net Cost

Without income rebates

$4,500–$14,500

With HEAR (low-income)

$2,000–$6,500

What NuWatt Installs in New Jersey

Ducted Systems

For homes with existing ductwork. Replaces your furnace and uses your current ducts. Brands: Carrier Greenspeed, Bosch IDS 2.0, Daikin FIT.

Ductless Mini-Splits

For homes without ducts (radiators, baseboard). Wall-mounted indoor units with minimal installation disruption. Brands: Mitsubishi, Fujitsu, LG.

Hybrid/Dual-Fuel

Keep your existing furnace as backup while the heat pump handles 95%+ of heating. Best for homeowners who want a gradual transition.

Heat Pumps by Town in New Jersey

279 towns with utility-specific data

Absecon Adelphia Allamuchy Allenhurst Andover Asbury Park Atlantic City Atlantic Highlands Augusta Avalon Avenel Avon by the Sea Bayonne Bayville Beachwood Belford Belleville Belmar Belvidere Blackwood Blairstown Bloomfield Bradley Beach Branchville Brick Bridgeport Bridgeton Brigantine Budd Lake Buena Butler Caldwell Califon Cape May Cape May Court House Cape May Point Carlstadt Carteret Cedar Grove Cedarville Changewater Clark Clarksboro Cliffwood Clifton Cologne Colonia Colts Neck Columbia Cranford Deal Deepwater Deerfield St Delmont Dennisv Dennisville Denville Dividing Creek Dorchester Dorothy Dover East Brunswick East Orange East Rutherford Eatontown Edgewater Edison Egg Harbor City Egg Harbor Township Elmer Elwood Englishtown Essex Fells Estell Manor Ewan Fair Haven Fairton Fairview Fanwood Farmingdale Flanders Forked River Fort Lee Fort Monmouth Fortescue Freehold Galloway Garfield Gibbstown Glassboro Glen Ridge Great Meadows Greenwich Grenloch Hackettstown Harrison Harrisonville Hazlet Heislerville Hibernia Highlands Hoboken Holmdel Hopatcong Howell Ironia Irvington Island Heights Jersey City Keansburg Kearny Kenilworth Kenvil Keyport Lafayette Lake Hiawatha Lake Hopatcong Lakehurst Lakewood Landing Landisville Lanoka Harbor Lavallette Layton Ledgewood Leeds Point Leesburg Leonardo Lincoln Park Lincroft Linden Linwood Little Silver Livingston Long Branch Long Valley Longport Lyndhurst Madison Manchester Mantoloking Mantua Maplewood Margate City Marlboro Matawan Mauricetown Mays Landing Metuchen Mickleton Middlesex Middletown Milltown Millville Milmay Mine Hill Minotola Mizpah Monmouth Beach Montague Montclair Moonachie Morganville Mount Arlington Mount Royal Mount Tabor Mullica Hill National Park Neptune Netcong New Brunswick Newark Newport Newton Newtonville Normandy Beach North Arlington North Bergen North Brunswick North Cape May Northfield Nutley Oakhurst Ocean City Ocean Gate Ocean Grove Ocean View Oceanport Oceanville Orange Oxford Park Ridge Passaic Paulsboro Pedricktown Penns Grove Pennsville Pilesgrove Pine Beach Piscataway Pitman Plainfield Pleasantville Point Pleasant Beach Pomona Port Elizabeth Port Monmouth Port Murray Port Norris Port Reading Port Republic Rahway Randolph Red Bank Richland Rio Grande Rockaway Rosenhayn Rumson Rutherford Salem Schooleys Mountain Scotch Plains Sea Girt Sea Isle City Seaside Heights Seaside Park Secaucus Sewell Shiloh Short Hills Shrewsbury Sicklerville Somers Point South Dennis South Orange South Plainfield South Seaville Sparta Spring Lake Springfield Stanhope Stone Harbor Strathmere Succasunna Sussex Swedesboro Thorofare Toms River Tranquility Tuckahoe Union Union City Vauxhall Ventnor City Vernon Verona Vienna Villas Vineland Wallington Wallpack Center Waretown Washington Weehawken Wenonah West Long Branch West New York West Orange Westfield Westville Whitesboro Wildwood Williamstown Wood-Ridge Woodbridge Woodbury Woodbury Heights Woolwich Township

Related Resources

Oil to Heat Pump Guide

Step-by-step transition guide for homeowners replacing oil or gas heating.

Whole-Home Electrification

Solar + battery + heat pump + EV charger — the full electrification package.

Solar in New Jersey

Solar panel installation, pricing, and incentives for New Jersey homeowners.

Heat Pump FAQ for New Jersey

How much does a heat pump cost in New Jersey?

A whole-home heat pump system in New Jersey typically costs $12,000–$22,000 installed before rebates. With the NJ Whole Home rebate of up to $7,500 plus income-qualified HEAR rebates (up to $8,000), net cost can be as low as $4,500–$14,500. Note: the federal 25C heat pump tax credit expired December 31, 2025.

What are the best heat pump brands for New Jersey?

For New Jersey's climate, we recommend Daikin FIT, Bosch IDS 2.0, Carrier Greenspeed. Both standard and cold-climate models work well in New Jersey.

How much can I save switching from natural gas to a heat pump in New Jersey?

A typical New Jersey home switching from oil heating saves approximately $1,550 per year — from $2,200/year in oil to roughly $650/year with a heat pump. Savings are even greater when paired with solar panels, which can reduce heat pump operating costs to near zero.

Does New Jersey require cold-climate heat pumps?

New Jersey's milder winters mean both standard and cold-climate heat pumps work well. Cold-climate models provide a performance margin but are not strictly required for most of New Jersey.

What is the NJ Whole Home heat pump rebate?

NJ Whole Home electrification rebate up to $7,500 for heat pump installation. Additionally, income-qualified households may be eligible for HEAR (Home Electrification and Appliance Rebates) of up to $8,000 for low-income or $4,000 for moderate-income households.

Get a Heat Pump Quote for New Jersey

Free assessment. We'll size your system, calculate savings vs natural gas, and apply for your $7,500 NJ Whole Home rebate.

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