Solar Loan for Full Electrification in 77008

A financed electrification package in Houston costs $54,436 after rebates, with monthly payments of $387 over 20 years at 5.9% APR. Your combined savings of $314/mo offset part or all of the payment.

No. The federal residential solar credit (Section 25D) and the energy efficiency credit (Section 25C for heat pumps and EV chargers) both expired on December 31, 2025 under OBBBA. Homeowners who purchase systems with cash or a loan receive $0 federal tax credit. Only state and utility rebates apply.

Texas offers state and utility incentives totaling up to $1,250 for the full electrification bundle. These include TX Utility Rebate heat pump rebates of $500, and Local Utility EV charger rebate of $250. These rebates apply directly to your purchase price.

Yes. Most homeowners start with solar, then add a battery, heat pump, and EV charger in phases. Each system has independent state and utility rebates, so phasing does not reduce your incentive eligibility. NuWatt designs all systems to be expansion-ready.

After 20 years, the loan is paid off and you own the system free and clear. All ongoing savings ($3,770/yr) become pure profit for the remaining 5+ years of system life.