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Cherry Hill is one of NJ's best suburban communities for solar. Spacious homes with excellent roofs accommodate 8-10 kW systems starting at $25,600. No federal 25D tax credit in 2026 — but NJ's strong state incentives keep solar profitable.
2026 Reality: The 30% federal tax credit (Section 25D) expired for homeowners December 31, 2025. All costs in this guide reflect $0 federal credit. Full details
An 8-10 kW solar system in Cherry Hill costs $25,600–$38,000 in 2026. In PSE&G territory at $0.26/kWh, with ADI income of ~$600/yr and full retail net metering, the investment pays for itself in 9–11 years and generates ~$85,000 in savings over 25 years.
Cost Range
$3.2–$3.8/W
Fully installed
Payback
9–11 yrs
Cash purchase
ADI/SuSI
~$600/yr
Annual income
PSE&G Rate
$0.26
Per kWh
Cherry Hill is an affluent suburban community in Camden County with ~73,000 residents. Large single-family homes with good sun exposure make it an ideal candidate for residential solar.
Population
~73,000
Median Home Value
~$350,000
Primary Utility
PSE&G
Solar Irradiance
4.7 kWh/m²/day
Typical System Size
8-10 kW
Typical Roof Type
Asphalt shingle
Costs for different system sizes in Cherry Hill at $3.20-3.80/W. Large suburban homes typically accommodate 8-10 kW systems or larger.
| System Size | Low Cost | High Cost | ADI/SuSI | Best For |
|---|---|---|---|---|
| 6 kW | $19,200 | $22,800 | ~$410/yr | Townhouse / smaller home |
| 8 kW | $25,600 | $30,400 | ~$550/yr | Average Cherry Hill home |
| 9 kW | $28,800 | $34,200 | ~$620/yr | Typical suburban |
| 10 kW | $32,000 | $38,000 | ~$685/yr | Large home / pool / EV |
| 13 kW | $41,600 | $49,400 | ~$895/yr | High usage estate |
Prices include equipment, labor, permits, and grid interconnection. No federal tax credit included (expired).
NJ's ADI program (part of SuSI) pays $85.90/MWh for 15 years. With Cherry Hill's good solar irradiance (4.7 kWh/m²/day), systems generate substantial income.
Annual ADI (9 kW)
~$600
$85.90/MWh x ~7 MWh
15-Year ADI Total
~$9,000
Guaranteed program income
Annual Production (9 kW)
~11,700 kWh
~4.7 peak sun hours/day
Note: The current ADI rate is $85.90/MWh (EY2025-26). A 10% automatic decrease is scheduled for March 13, 2026, but the NJ BPU may intervene. ADI program details
PSE&G credits excess solar at the full retail rate of $0.26/kWh. Credits roll over monthly and true up annually at avoided-cost rate.
~$2,700/yr
Annual electricity savings (9 kW)
Cherry Hill averages ~$8,500/yr in property taxes. NJ exempts 100% of solar-added value from property taxes for the system lifetime.
Up to $31,500 of added home value exempt
Lifetime system exemption
NJ exempts solar energy systems from the 6.625% state sales tax. Immediate savings at purchase.
~$2,080
Savings on typical system
Cherry Hill has many developments with HOAs. Here is what you need to know before installing solar.
HOAs CANNOT ban solar installations
Aesthetic restrictions must be reasonable
Law protects homeowners in all NJ communities
Notify your HOA before installing — approval not required
Cherry Hill combines spacious suburban roofs with NJ's strong solar incentives. Plus, it is just across the river from Philadelphia but benefits from NJ's significantly stronger solar market.
Large suburban roofs: easily fit 8-10+ kW systems
Good sun exposure with 4.7 kWh/m²/day solar irradiance
Single-family homes with excellent roof access
NJ incentives significantly stronger than PA across the river
Excellent tree canopy — may need trimming for some installations
Solar Access Law protects against HOA restrictions
Despite being separated only by the Delaware River, solar incentives differ dramatically.
Four ways to pay for solar in Cherry Hill. PPAs and leases offer $0 down because the third-party system owner claims the commercial Section 48 ITC — not the homeowner.
Upfront
~$28,800–$34,200
Monthly
$0
25-yr Savings
~$85K
Ownership
You own it
Best long-term ROI. Payback 9-11 years. Full ADI/SuSI income is yours.
Upfront
$0
Monthly
~$220–300/mo
25-yr Savings
~$55–68K
Ownership
You own it
10-25 year terms. ADI income helps offset monthly payments from month one.
Upfront
$0
Monthly
Fixed rate ~$0.14–0.18/kWh
25-yr Savings
~$28–38K
Ownership
Third party owns
Third-party owner claims Section 48 ITC. You buy power at a discount. Immediate savings.
Upfront
$0
Monthly
~$110–155/mo
25-yr Savings
~$22–32K
Ownership
Third party owns
Fixed monthly payment, no maintenance. Third-party claims commercial ITC.
Section 25D (the 30% residential solar tax credit) expired December 31, 2025 under the OBBBA. Cherry Hill homeowners buying cash or loan receive $0 in federal credit. However, third-party system owners (PPA/lease) can still claim the commercial Section 48/48E ITC — which translates to lower PPA rates for you.
Read: What happened to the solar tax creditWhile most Cherry Hill homes are excellent rooftop solar candidates, community solar is an option for those who prefer no installation or have heavily shaded roofs.
Savings
10-20%
On electricity bill
Upfront Cost
$0
No installation
Contract
Flexible
Cancel anytime
Roof conditions and shading vary by neighborhood. Here is a general guide to the most solar-friendly areas.
Modern roofs, fewer mature trees, good south-facing orientation.
Large homes with good roofs. Mature trees may need trimming.
Dense tree cover may limit production. Shade analysis recommended.
Limited roof area, HOA rules. Community solar may be a better fit.
Solar panels in Cherry Hill cost $3.20-3.80 per watt installed in 2026. For a typical 8-10 kW system on a suburban home, that means $25,600-$38,000 before NJ state incentives. The 30% federal Section 25D residential tax credit expired December 31, 2025 — all figures reflect $0 federal credit for homeowners.
No. New Jersey's Solar Access Law (N.J.S.A. 45:22A-48.2) prohibits HOAs and condominium associations from unreasonably restricting solar panel installations. Many Cherry Hill developments have HOAs, but they cannot ban solar outright. They may impose reasonable aesthetic requirements (placement, color) but cannot effectively prevent you from installing panels.
Cherry Hill is primarily served by PSE&G. PSE&G offers 1:1 retail-rate net metering ($0.26/kWh) for residential systems up to 25 kW. Excess generation credits roll over monthly and are trued up annually at the avoided-cost rate. PSE&G interconnection approval typically takes 2-4 weeks after installation.
The ADI (Administratively Determined Incentive) program, part of NJ's SuSI (Successor Solar Incentive) framework, pays solar system owners $85.90 per MWh of production for 15 years. A 9 kW system in Cherry Hill generates approximately $600-620 per year in ADI income, totaling roughly $9,000 over the program duration. This is paid on top of your electricity savings.
Without the 25D federal credit, solar payback in Cherry Hill is approximately 9-11 years for a cash purchase. This accounts for PSE&G net metering at $0.26/kWh, ADI income of ~$600/year, NJ sales tax exemption saving ~$2,080, and the property tax exemption. Over 25 years, a typical system saves approximately $85,000.
Possibly. Cherry Hill has an excellent tree canopy, which is one of its most attractive features but can shade rooftops. Many homes need some tree trimming for optimal solar production. Your installer will perform a shade analysis during the site survey and recommend any necessary trimming. Even partial shading can be mitigated with microinverters or power optimizers.
Cherry Hill benefits from New Jersey's significantly stronger solar incentive structure compared to Pennsylvania. NJ offers the ADI/SuSI program ($85.90/MWh for 15 years), 1:1 retail net metering, a 6.625% sales tax exemption, and a 100% property tax exemption. PA has weaker SREC markets and no comparable property tax protection. Despite being just across the Delaware River, Cherry Hill homeowners see faster payback.
We will assess your specific roof, orientation, tree coverage, and PSE&G rate to show you exactly what solar costs and saves for your Cherry Hill home.
Complete hub for NJ solar, heat pumps, and utility resources.
Read moreComplete guide to going solar in New Jersey.
Read moreStatewide solar costs and city-by-city breakdown.
Read more$85.90/MWh for 15 years. How to register and earn.
Read more1:1 retail credit. Lock in before potential changes.
Read morePost-ITC financing comparison for NJ homeowners.
Read more6.625% sales tax + 100% property tax exempt.
Read morePricing: EnergySage Solar Marketplace (January 2026), NuWatt Energy South Jersey installations.
Utility rates: PSE&G residential rate schedule, effective January 2026.
ADI/SuSI: NJ Board of Public Utilities, SuSI/ADI program guidelines (EY2025-26).
Tax exemptions: NJ Division of Taxation, Cherry Hill property tax assessor data.
HOA law: N.J.S.A. 45:22A-48.2 (Solar Access Act).