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Marine-grade installations for the Cape's unique environment. 10.5 kW systems start at $32,550 with salt- and wind-resistant equipment. SMART pays $0.03/kWh for 20 years. No federal 25D tax credit in 2026.
2026 Reality: The 30% federal tax credit (Section 25D) expired for homeowners December 31, 2025. All costs in this guide reflect $0 federal credit. Full details
Cape installations cost 5-10% more than the state average due to marine-grade equipment requirements. A 10.5 kW system costs $32,550–$37,275. In Eversource territory at $0.2836/kWh with SMART income of ~$378/yr, the investment pays for itself in 8–10 years.
Cost Range
$3.1–$3.55/W
Marine-grade included
Payback
8–10 yrs
Cash purchase
SMART
~$378/yr
20 years of income
Eversource Rate
$0.2836
Per kWh
Typical System
10.5 kW
Annual Production
12,600 kWh
Electricity Savings
~$3,573/yr
SMART (20yr)
~$7,211
State Tax Credit
$1,000
Sales Tax Saved
$2,166
Property Tax Saved
$395/yr
ConnectedSolutions
$3250/yr
Based on 10.5 kW system, Eversource rate $0.2836/kWh, 10 kW battery for ConnectedSolutions.
Cape Cod's coastal environment demands specialized equipment and installation techniques not needed in inland Massachusetts.
Ocean salt air corrodes standard mounting hardware within a few years. Marine-grade aluminum racking and stainless steel hardware are mandatory. Add $500-$1500 to the total cost.
Marine-grade aluminum racking required
Stainless steel fasteners and hardware
Marine-rated electrical connectors
Conduit protection for exposed wiring
The Cape is exposed to sustained winds and nor'easter storms. Installations are engineered for 90+ mph design wind loads (100+ mph for direct coastal properties).
Structural engineering for coastal exposure
Hurricane clips and through-bolted racking
May require roof structure reinforcement
Modern panels withstand 140+ mph when properly mounted
Cedar shake roofs are common on the Cape and may need replacement before solar installation. Removing panels to re-roof later costs $1,500-3,000.
If roof is 15+ years old, consider replacing first
Architectural asphalt shingles (30-50 year warranty)
Standing seam metal is ideal for solar mounting
Some installers offer roof + solar package deals
Some Cape towns (Provincetown, parts of Sandwich) have historic commissions that may review solar installations. MA law generally protects the right to install solar.
Commissions can impose reasonable conditions on placement
Cannot outright deny solar installations
Your installer should handle the review process
Most Cape properties are NOT in historic districts
Many Cape homeowners only reside 4-6 months per year. The good news: your solar system generates income 12 months regardless of whether you are home.
SMART Payments
~$378/yr
Paid for every kWh produced for 20 years, regardless of whether you use the electricity yourself.
Net Metering Credits
~$3,573/yr
Credits roll over month-to-month. Summer overproduction covers your minimal winter usage.
ConnectedSolutions
~$3,250/yr
With battery: Eversource pays $275/kW summer. Battery powers your home when not present and generates income.
Your Cape house works for you 12 months, even if you are only there 5. Here is how it works:
May-Sep (you are there)
System powers your home directly. Excess goes to grid for credits. SMART pays for all production.
Oct-Apr (house is closed)
All production goes to grid. Net metering credits accumulate. SMART keeps paying. ConnectedSolutions generates income.
Annual true-up (April)
Excess credits paid out at avoided-cost rate. Your service bill is the Eversource minimum ($7/month).
"Your Cape house works for you 12 months, even if you're only there 5."
Costs for different system sizes on Cape Cod at $3.10-3.55/W. All prices include marine-grade equipment.
| System Size | Low Cost | High Cost | SMART/yr | Best For |
|---|---|---|---|---|
| 6 kW | $18,600 | $21,300 | ~$216/yr | Small cottage / seasonal |
| 8 kW | $24,800 | $28,400 | ~$288/yr | Average Cape home |
| 10.5 kW | $32,550 | $37,275 | ~$378/yr | Typical year-round home |
| 12 kW | $37,200 | $42,600 | ~$432/yr | Large home / heat pump |
| 15 kW | $46,500 | $53,250 | ~$540/yr | High usage / EV / pool |
Prices include marine-grade equipment, labor, permits, and grid interconnection. No federal tax credit included (expired). SMART at $0.03/kWh x estimated annual production.
Solar conditions vary by Cape town. Barnstable County has some of the highest solar adoption rates in Massachusetts.
~44,000
Largest Cape town. Standard permitting, high solar adoption. Mix of neighborhoods from Hyannis to Centerville.
~32,000
High solar adoption rate. Some flood zone considerations near coast. Woods Hole area may have space constraints.
~20,000
Historic district overlay in town center may require Historic Commission review. Suburban areas straightforward.
~3,000
Tight lots, Historic District Commission review required for many properties. Limited roof area but high property values make solar ROI strong.
~13,000 combined
Coastal premium pricing. Higher wind loads for oceanfront properties. Excellent sun exposure on the elbow of the Cape.
~34,000 combined
Gateway towns with newer construction. Mashpee Commons area has good roof access. Standard permitting.
Without a federal tax credit, Massachusetts state incentives and Eversource's high electricity cost drive solar profitability.
$0.03/kWh for all production for 20 years. ~$378/yr for a 10.5 kW system. ~$7,211 cumulative.
SMART guideEversource credits excess solar at the full retail rate of $0.2836/kWh. Credits roll over monthly with annual true-up in April.
Net metering guideEversource pays $275/kW summer for battery demand response. A 10 kW battery earns ~$3,250/yr. Particularly valuable for seasonal homes.
ConnectedSolutions guide15% of system cost, capped at $1,000. Claimed on your MA state tax return.
Exempt from MA's 6.25% sales tax. Saves ~$2,166 on a typical system.
20-year property tax exemption. Solar adds value to your home but $0 to your tax bill. Saves ~$395/yr.
MA tax exemptions guideSection 25D (the 30% residential solar tax credit) expired December 31, 2025 under the OBBBA. Cape Cod homeowners buying cash or loan receive $0 in federal credit. However, third-party system owners (PPA/lease) can still claim the commercial Section 48/48E ITC — which translates to lower PPA rates for you.
Read: What happened to the solar tax creditFour ways to pay for solar on Cape Cod. PPAs and leases offer $0 down because the third-party owner claims Section 48. Solar loans available at 5.5-8% APR through local lenders and credit unions.
Upfront
~$32,550-$37,275
Monthly
$0
25-yr Savings
~$120K
Ownership
You own it
Best long-term ROI. 8-10 year payback. You keep 100% of SMART income.
Upfront
$0 down
Monthly
~$175-275/mo
25-yr Savings
~$75-95K
Ownership
You own it
Solar loans available at 5.5-8% APR through local lenders and credit unions. SMART income offsets payments from month one.
Upfront
$0
Monthly
Per-kWh rate below retail
25-yr Savings
~$35-50K
Ownership
Third party owns
Third-party owner claims Section 48 ITC (30%). Immediate savings, no maintenance. Great for seasonal owners who want simplicity.
Upfront
$0
Monthly
Fixed monthly payment
25-yr Savings
~$30-45K
Ownership
Third party owns
Predictable costs, no maintenance. Third-party claims commercial ITC. 20-25 year contract.
Despite slightly higher costs, Cape Cod has significant advantages that make solar a smart investment.
Eversource rates ($0.2836/kWh) are among the highest in MA
Older capes/ranch homes with south-facing roofs ideal for solar
Barnstable County has some of the highest solar adoption in MA
SMART pays regardless of occupancy (perfect for seasonal homes)
ConnectedSolutions with battery generates passive income
MA electricity rates rise ~3% annually, increasing savings over time
The Cape costs slightly more but high Eversource rates compensate, resulting in similar payback periods.
Solar panels themselves are highly resistant to salt air — the glass and aluminum frames hold up well in marine environments. The real concern is the mounting hardware and electrical connections. Cape Cod installations require marine-grade aluminum racking and stainless steel hardware to prevent corrosion. Any reputable Cape installer will spec marine-grade equipment as standard. This adds $500-1,500 to the total cost but prevents premature failure.
Yes. Marine-grade aluminum racking and stainless steel fasteners are mandatory for any Cape Cod installation. Standard galvanized steel hardware will corrode within a few years in the salt air environment. Your installer should also use marine-rated wire connectors and consider conduit protection for exposed wiring. This is not optional — it is a requirement for equipment warranties to remain valid in coastal zones.
Yes, and perhaps surprisingly so. The SMART program pays you $0.03/kWh for every kilowatt-hour your system produces for 20 years — regardless of whether you are home to use the electricity. Net metering credits roll over monthly, so summer overproduction covers your minimal winter usage. Adding a battery with ConnectedSolutions ($275/kW summer from Eversource) generates income even when you are not present. Your Cape house works for you 12 months, even if you are only there 5.
Some Cape Cod towns have historic district overlays. Provincetown and parts of Sandwich have active Historic Commissions that may review solar installations on properties within their jurisdiction. However, Massachusetts law generally protects the right to install solar — historic commissions can impose reasonable conditions on placement and visibility but cannot outright deny solar. If your property is in a historic district, your installer should handle the review process as part of the permitting.
Cape Cod solar costs $3.10-3.55/W compared to the state average of $3.00-3.40/W. The premium of roughly 5-10% is driven by marine-grade hardware requirements, structural engineering for wind loads, and higher installation labor costs for the Cape market. However, Eversource rates on the Cape ($0.2836/kWh) are among the highest in the state, which means faster payback despite the higher upfront cost.
Cape Cod installations are engineered for 90+ mph design wind loads (100+ mph for direct coastal properties). Modern solar panels are tested to withstand 140+ mph winds when properly mounted. The key is proper structural engineering — your installer will assess your roof structure and may recommend additional reinforcement for exposed coastal locations. Hurricane clips and through-bolted racking are common on the Cape.
If your cedar shingle roof is more than 15-20 years old, it is generally wise to replace it before or during the solar installation. Removing panels to re-roof later costs $1,500-3,000. Many Cape homes have cedar shake roofs that are nearing end of life. Some installers offer roof replacement partnerships. Consider upgrading to architectural asphalt shingles (30-50 year warranty) or standing seam metal (ideal for solar mounting) during the installation.
For standard residential rooftop systems (under 25 kW), Cape Cod Commission review is generally not required. The Commission may review larger ground-mount systems or installations that trigger Development of Regional Impact (DRI) thresholds. Your local building department handles standard residential solar permits. If your project involves significant land clearing or is on a commercially zoned property, check with the Commission.
We will assess your roof, wind exposure, roof material, and seasonal usage pattern to show you exactly what solar costs and earns for your Cape Cod property.
Complete hub for MA solar, heat pumps, and utility resources.
Read moreComplete guide to going solar in Massachusetts.
Read moreStatewide solar costs and city-by-city breakdown.
Read more$0.03/kWh for 20 years of production.
Read moreEarn $225-$1,500/yr with battery demand response.
Read more1:1 retail credit for Eversource, NGrid, Unitil.
Read moreSolar loans at 5.5-8% APR through local lenders and credit unions.
Read more6.25% sales tax + 20-year property tax exempt.
Read morePricing: EnergySage Solar Marketplace (January 2026), NuWatt Energy Cape Cod installations.
Utility rates: Eversource residential rate schedule, effective January 2026.
SMART 3.0: MassDOER/MassCEC Solar Massachusetts Renewable Target program guidelines (PY2026).
ConnectedSolutions: Eversource demand response program rates (2026 program year).
Tax exemptions: Massachusetts DOR, Barnstable County property tax assessor data.
Wind loads: ASCE 7-22 design wind speed maps, Cape Cod building code requirements.
Historic districts: Provincetown Historic District Commission, Sandwich Historic Commission guidelines.